About Us

Mike Seidl

Mike Seidl has been a private money lender since 2017, when he started partnering with and lending his personal capital on projects to experienced residential fix-and-flip real estate operators. In 2021, Mike was approached by a good friend and fellow business owner about deploying his money for him as he was looking for a safe, reliable return on his capital. Since then, the company has placed investor capital in loans from $15,000 to  $2,400,000.

Mike’s first job after studying economics at New York University was at a residential facility for sexually and physically abused kids. He has also managed a group home for adults with intellectual disabilities, as well as serving as a mental health worker at a psychiatric hospital.

These experiences helped him gain a good understanding of human behavior, which in turn helped him to co-found and grow his first company providing medical alert systems. That business was sold to a public company after 10 years. After five years off, Mike started his second business in the construction industry, with a focus on property damage repair. This company eventually  completed about 300 jobs per year and was sold in 2017.

Mike’s end goal is to start and self-fund a nonprofit focused on kids who “age out” of foster care and government facilities. The nonprofit will emphasize  experienced-based training in mindset and how the brain works both physically and psychologically, as well as hands-on training in finance, banking, nutrition, exercise and entrepreneurship.

In his personal time, he is an avid whitewater kayaker and traveler, having been to all 50 states, 40 countries, and 4 continents.

Zach Richards

Zach Richards has been a private lender since 2020. Zach has a background in software development and finance. He graduated from Worcester Polytechnic Institute in 2016 with a degree in Computer Science and a minor in Business, and later earned his MBA from the University of New Hampshire, with a specialization in Finance.

After five years as a software engineer, Zach transitioned to Product Management. During his time in software, he led a team in developing a Business Process Management solution overseeing engineers from the United States, India, and Poland.

Always wanting to have his own business, Zach ventured into private lending, originating loans of various sizes and developing systems to manage the loan portfolio efficiently. He also provided feedback on a friend’s private lending book, drawing on his experience in the field. He started lending his own capital, but after a few loans with his own money, friends and family became interested in participating in private lending, and his business grew from there.

Outside of work, he and his wife, Ella, volunteer with Guiding Eyes for the Blind, raising and training seeing-eye dog puppies. During his downtime, Zach enjoys outdoor activities like hiking and skiing, as well as working on his rural New Hampshire property. He also offers real estate development consulting services, focusing on analysis and underwriting for commercial buildings and ground-up developments. Zach is also an elected member of the Planning Board of his small town in New Hampshire.

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